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To assist working-class American families, like you, in securing your nest egg for the future. To help middle class people reach upper-class goals. To pave the road map for you to meet those goals; and let nothing stand in your way while reaching them. To acknowledge that every individual deserves the security of financial freedom. To believe that the ordinary can achieve the extraordinary when armed with the knowledge to choose the right products to reach your financial goals.
Start by documenting your goals. Then creating a budget based on what's currently happening with your finances and compare that to your goals. I use proven investment strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations, and impartial guidance based directly on your needs and goals.
I’m passionate about helping both companies and individuals navigate the many options when it comes to choosing the right insurance. Having the right insurance agent can be the difference between financial security and major upset. I want your future to be all you imagine it can be and am committed to helping reach your goals.
My name is Joleen Tietz. I'm a business owner, an author/illustrator, a financial advisor/insurance agent, a wife, and mother of 3. (Yes, all those things, all at once.) I moved from Huntington Beach, CA in 2012. I now enjoy living in the beautiful mountains of Northern Idaho and vacationing with my family on the coast each summer. Through the power of technology, I am able to stay connected and do business all over the US. I invite others to learn from my experience and enjoy the freedom that financial independence offers.
I have had an array of many occupations throughout my life: From the billing department of a dentist office to a banker at a casino, or working tables at a restaurant to Assistant Manager at a 24hour Fitness Sports club, running HR for a Specialized Ballistic Manufacturing Co. to a Preschool Teacher, and many other positions in-between. The one constant between all of them having been: the act of trading my time for a meager wage. I discovered the habit of simply trading my time for money would not get me even close to the retirement status I desire. Sure, you can invest in real-estate, or even the stock market. But there is a much better, safer, way and a few different avenues one can take to get there. My goal is to share those avenues with each of you and help those who are ready achieve their financial goals.
I've seen firsthand financial planning done right, and the consequences of failing to have a solid plan in place. I started In Home Care For You llc in 2018, an in home caregiving service. I originally began this endeavor as a means to care for my own father. Through proper planning and forethought, he (unlike many others) had the means to privately pay for his own in-home care, as his abilities to care for himself rapidly deteriorated. He enjoyed very much helping others and did not want to become a burden for anyone else. The care company grew as we expanded to caring for others. I have had a front row seat to how proper planning can effect families and their loved ones, for the worse or the better. I can tell you whole heartedly, that a nursing home is never where I would want to live out the remainder of my years.
I've seen families faced with the decision to put loved ones into a state funded nursing home, and due to Covid become totally isolated by regulations put in place for their 'safety'. They're dying alone and confused, and it is heart wrenching. Had proper planning taken place years prior, these families would not be torn apart; rather they would have had the financial resources to keep mom or dad in the comfort of their own homes, surrounded by loved ones. The ability to do this, with the right plan, is available for everyone. Your average middle-class family is more than capable of affording such care when the proper plan is in place, the problem is many just do not know it's available to them or how/when to sign up for such a thing. Quality In Home Care can cost upwards of 7,000 to 9,000 a month and more. For the average American this cost is exorbitant, however with the proper products in place these costs are mitigated.
Aside from the extraordinary benefits offered for long-term care, there are many other products available that can assist you financially while you're alive. So many people thing of live insurance as only taking effect once you're gone and that simply is not the case. From return of premium term life policies to whole/universal life plans that you can borrow from the options are numerous. I'm here to help you navigate what plan makes the most sense for you and your family.
Please contact us if you cannot find an answer to your question.
A financial consultant goes beyond the basic investment information to help you understand how to achieve your dreams. We can sit down and look at the best ways to make your money work and grow for you! There are many ways to ensure financial growth and to help you reach your goals. Some options are investments or savings strategies, looking at or creating your budget as well as insurance strategies. Your individual and family goals will decide which approach is right for you.
There are many different options when it comes to insurance and annuity investments. We will dive into what these different plans look like and we can help you choose which one best fits your current needs.
Yes! We can help you figure out what you need to do to retire at your desired age. We can also assist with college funds for kids, life insurance investments you can pull from while you're still alive, as well as the annuities and deferred annuities that may be right for you.
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Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation. Text me, Joleen, at 208-596-7272
Monday - Thursday: 10am - 7pm
Saturday: By appointment
Sunday: Closed
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